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        <title>Panama City Real Estate Blog</title>
        <link>http://www.jennifermackay.com/blog/panama-city-real-estate/</link>
        <description>Local news and information for Panama City, Panama City Beach and Bay County Florida</description>
        <item>
            <guid>http://www.jennifermackay.com/blog/registration-benefits.html</guid>
            <link>http://www.jennifermackay.com/blog/registration-benefits.html</link>
            <author>jenniferim@jennifermackay.com (Super Admin JenniferMackay.com)</author>
            <title>Registration Benefits</title>
            <description> <![CDATA[ 
How many time have you contacted a Realtor wanting information about the HOA Fees and/or history on a property here in Panama City Beach, Fl, only to have them take days to return your call and then tell you, &quot;You just missed it - It's under contract&quot;?When you register as a customer with jennifermackay.com, you are working with a team of dedicated Panama City Real Estate agents, Specialists and administrative personnel who are here for you seven days a week and return your calls at a time that is convenient for YOU.We value our customers, and work hard to ensure you receive ALL the information you need to make an informed decision regarding your future home or investment.So what are you waiting for?&nbsp; Register with www.JenniferMackay.com today and let us work for you to make sure all your Real Estate needs are taken care of!

Welcome to our Panama City real estate blog.  Feel free to share your thoughts and insights as comments are always welcome, whether you are a consumer, journalist or another real estate professional. Our blog includes local and relevant national real estate information, Condo and Home market statistics, personal and professional insights and information about various neighborhoods, subdivisions and listings. If you would like additonal information on any of our topics, please use the contact form and I will be glad to assist you.







 




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            <pubDate>Sun, 20 Nov 2011 12:21:56 -0600</pubDate>
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            <guid>http://www.jennifermackay.com/blog/the-ecomomic-disaster-act-and-you.html</guid>
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            <author>jenniferim@jennifermackay.com (Super Admin JenniferMackay.com)</author>
            <title>The Ecomomic Disaster Act - and you...</title>
            <description> <![CDATA[ 
If you've read my other blog - Panama City Real Estate Blog about some of the decisions lenders are making in large part thanks to the so called Economic Recovery Act you can understand my frustration.

Are lenders losing their insanity?&nbsp; Are the people in charge of the decision making process actually qualified to make these decisions?

I have to wonder at the competency of these people.

Perhaps they are more interested in taking a loss on their books than actually helping tax paying, home owners in the United States?

What do you think?

Are lenders taking advantage of a hand out for tax gains that should have been issued to home owners?

Should our government investigate the practices of these lenders?

Where are our elected officials, what are they doing to help? 

HELLO... Mr. President&nbsp; - Is any one listening?&nbsp; HELLO... Senators and Congress - IS ANYONE THERE???? &nbsp; 

&nbsp;I am beside myself with anger and frustration.
 ]]> </description>
            <pubDate>Fri, 27 Aug 2010 06:08:00 -0500</pubDate>
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            <guid>http://www.jennifermackay.com/blog/rural-housing-preservation-and-stabilization-act-of-2010.html</guid>
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            <author>jenniferim@jennifermackay.com (Super Admin JenniferMackay.com)</author>
            <title>Rural Housing Preservation and Stabilization Act of 2010</title>
            <description> <![CDATA[ 
Yesterday, the U.S. House of Representatives passed the Rural Housing Preservation and Stabilization Act of 2010 (H.R. 5017). 

Through this legislation, the guarantee fee in the USDA Guaranteed Rural Housing (GRH) Program may be raised to offset any need for Congressional appropriations.

Additionally, H.R. 5017 would authorize USDA Rural Development to guarantee up to $30 billion in loans in Fiscal Year 2010.&nbsp; 

This would represent an additional $18 billion in loan making authority for the remainder of this fiscal year.Before these changes can be implemented, similar legislative action will need to occur in the U.S. Senate.Following this action in the House, the USDA Rural Development National Office sent an announcement that stated: Depending upon Congressional activity with the proposed legislation it is possible that the Agency may consider issuing Conditional Commitments.
 ]]> </description>
            <pubDate>Wed, 28 Apr 2010 11:41:52 -0500</pubDate>
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            <guid>http://www.jennifermackay.com/blog/fannie-adds-incentive-to-avoid-foreclosure.html</guid>
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            <author>jenniferim@jennifermackay.com (Super Admin JenniferMackay.com)</author>
            <title>Fannie Adds Incentive to Avoid Foreclosure</title>
            <description> <![CDATA[ 
Just released - Fannie Mae foreclosure incentives...

Source: The Wall Street Journal, Nick Timiraos (04/26/2010)&nbsp;




Beginning in July, Fannie Mae will allow
financially troubled home owners to complete a &ldquo;deed in lieu of
foreclosure&rdquo; or a short sale and be eligible to apply for a new
Fannie-backed mortgage in two years.

Currently, borrowers who have completed a
deed-in-lieu must wait four years to apply for a loan that Fannie will
purchase. Home buyers who go through foreclosure must wait five years. 

All these waiting periods can be reduced further, if the potential buyer can show extenuating circumstances. &quot;We are beginning to think about post-recession, how you address borrowers
who became unemployed through no fault of their own ... and now deserve
the right to re-enter the housing-finance system,&quot; said Federal Housing
Association Commissioner David Stevens.


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            <pubDate>Mon, 26 Apr 2010 15:32:23 -0500</pubDate>
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